Citizens business-banking customers with up to $5M in revenue, 2+ years in business and 3+ employees can enter a yearly contest for $10,000 plus a year of Luminary membership. The 2026 contest closed February 10; it usually opens in January.
Citizens' annual Small Business Community Champion Award gives 20 for-profit small businesses across its footprint $10,000 each plus a year of Luminary membership valued at $2,500. Entrants must already bank with Citizens and answer two short written questions. The 2026 contest closed February 10, 2026 and winners were named in May; the contest has run each winter for nine years.
For-profit small business with up to $5 million in annual revenue
In business for at least two years
At least three full- or part-time employees for no less than 51% of any calendar year
Citizens Bank, N.A. business banking account holder in good standing before the contest closes
Entrant must be 18 or older; additional restrictions in the official rules
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Money can be used for
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